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Personal Savings

  Regular Savings Christmas Club Savings Reel Kids Savings Money Market Savings
Minimum Opening Balance $100 $5 $2 $2,500
Minimum Balance to Avoid Service Charge $100 No Minimum No Minimum $2,500
Service Charge $4 if balance falls below $100 $20 charge for early withdrawal No $10 if balance falls below $2500
Online Banking Yes Yes Yes Yes
Interest Earning Yes Yes Yes Yes
Unlimited Check Writing? N/A N/A N/A No


Regular Savings

  • Competitive Interest
  • Easy-To-Balance Statements
  • Free ATM Card
  • Only $4 Monthly Charge if minimum balance falls below $100
  • Only $1 Withdrawal Charge in excess of 6 per Month
  • Only $100 Minimum to Open

Christmas Club Savings

  • Competitive Interest
  • Deposit up to $30,000 per household
  • Only a $20 penalty charged for early withdrawal

Reel Kids Savings

  • Competitive Interest
  • Easy-To-Balance Quarterly Statements
  • Only $1 Withdrawal Charge in excess of 6 per Month
  • Only $5 Minimum to Open


About Children's Online Privacy

The Children's Online Privacy Protection Act (COPPA) was passed to give parents increased control over what information is collected from their children online and how such information is used. The law applies to websites and services directed to, and which knowingly collect information from, children under the age of 13. Reelfoot Bank's websites and online services are not directed to children under the age of 13, nor is information knowingly collected from them. For additional information on COPPA protections, link to the Federal Trade Commission's website at www.onguardonline.gov.

Reel Kids

Introducing REEL KIDS!!!!!

Reelfoot Bank is proud to introduce to you Reel Kids! Reel Kids is designed to help children learn the value, history and benefits of saving money. We here at Reelfoot Bank want to help educate our youth on the benefits of money in order to provide a better economic future for our local area as well as our country. We feel it is important to help educate our youth as they are our future and if they learn at an early age they will continue those good financial habits throughout their life.

Reel Kids offers rewards for good grades as well as smart choices made at school. Reel Kids account holders will receive the benefit of up to $20.00 in deposits or gifts equivalent to $20.00 in value between August 1st and the following July 31st of each year based on the number of "A's" received in core subject. Core Subjects are defined as English, Math, Science, Social Studies and Reading or selective student achievements or community volunteer hours (as not required by a court of law). Each "A", student achievement, or community volunteer experience is worth $1.00. Only $5.00 can be earned at a time. In the event that a student receives "A's" in all five core subjects during a 9 week period, they are eligible to request one movie ticket instead of $5.00 in deposits. These gifts will be given when the account holders bring in verification that the requirements have been met.


Money Market Savings

  • Only a Minimum Balance of $2500 to open
  • Competitive Interest
  • Only $10 Service Charge imposed for each transaction in excess of six during a Statement Cycle
  • Only $10 per month if balance falls below $2500
  • Minimum Balance of $1000 required each day to receive disclosed APY

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