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Personal Savings

  Regular Savings Christmas Club Savings Money Market Savings
Minimum Opening Balance $100 $5 $2,500
Minimum Balance to Avoid Service Charge $100 No Minimum $2,500
Service Charge $8 if balance falls below $100 $20 charge for early withdrawal $10 if balance falls below $2500
Online Banking Yes Yes Yes
Interest Earning Yes Yes Yes
Unlimited Check Writing? N/A N/A No

Regular Savings

  • Competitive Interest
  • Easy-To-Balance Statements
  • Free ATM Card
  • Only $8 Monthly Charge if minimum balance falls below $100*
  • Only $1 Withdrawal Charge in excess of 6 per Month
  • Only $100 Minimum to Open
  • *Monthly Charge will be waived for Minors

Christmas Club Savings

  • Competitive Interest
  • Deposit up to $30,000 per household
  • Only a $20 penalty charged for early withdrawal

Money Market Savings

  • Only a Minimum Balance of $2500 to open
  • Competitive Interest
  • Only $10 Service Charge imposed for each transaction in excess of six during a Statement Cycle
  • Only $10 per month if balance falls below $2500
  • Minimum Balance of $1000 required each day to receive disclosed APY

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