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Telephone Banking: 1-800-730-9499 | Contact us: 731-885-1010

Online Banking Login

Personal Savings

  Regular Savings Christmas Club Savings Money Market Savings
Minimum Opening Balance $100 $5 $2,500
Minimum Balance to Avoid Service Charge $100 No Minimum $2,500
Service Charge $8 if balance falls below $100 $20 charge for early withdrawal $10 if balance falls below $2500
Online Banking Yes Yes Yes
Interest Earning Yes Yes Yes
Unlimited Check Writing? N/A N/A No

Regular Savings

  • Competitive Interest
  • Easy-To-Balance Statements
  • Free ATM Card
  • Free Electronic Statements*
  • Only $8 Monthly Charge if minimum balance falls below $100**
  • No more than six transfers or withdrawals per calendar month or statement cycle of at least 4 weeks to another account or third party
  • Only $100 Minimum to Open
  • *$2 per month for printed statements
  • **Monthly Charge will be waived for Minors

Christmas Club Savings

  • Competitive Interest
  • Deposit up to $30,000 per household
  • Only a $20 penalty charged for early withdrawal


Money Market Savings

  • Only a Minimum Balance of $2500 to open
  • Competitive Interest
  • Free Electronic Statement*
  • No more than six transfers or withdrawals per calendar month or statement cycle of at least 4 weeks to another account or third party
  • Only $10 per month if balance falls below $2500
  • Minimum Balance of $1000 required each day to receive disclosed APY
  • *$2 per month for printed statements

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