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CDs and IRAs

CDs & IRAs

Choose the Certificate of Deposit that best meets your savings goals. You may choose Single Maturity or Automatically Renewable. Interest compounded quarterly.

Certificate Term Interest Rate Annual Percentage Yield or APY Minimum Deposit to Open Minimum Balance to Obtain APY
6 Months 0.100% 0.100% $2500.00 $2500.00
12 Months 0.400% 0.400% $1000.00 $1000.00
18 Months 0.500% 0.500% $1000.00 $1000.00
24 Months 0.600% 0.600% $1000.00 $1000.00
30 Months 0.750% 0.750% $1000.00 $1000.00
36 Months 0.850% 0.850% $1000.00 $1000.00
48 Months 1.050% 1.060% $1000.00 $1000.00
60 Months 1.120% 1.130% $1000.00 $1000.00

Annual Percent Yield assumes principal and interest remain on deposit for one year at the same interest rate. Fees could reduce earnings. Interest rates for the above accounts may change after the account is opened. Interest is earned on all balances.

Substantial penalty for early withdrawal
Rates are valid as of: 2-28-2017


Individual Retirement Accounts (IRAs)

An IRA (INDIVIDUAL RETIREMENT ACCOUNT) is an account set up at a financial institution that allows an individual to save for retirement with tax-free growth or on a tax-deferred basis. There are main types of IRAs, Traditional and Roth, each with different advantages.

We offer three special rates for IRA's as follows:

Certificate Term Interest Rate Annual Percentage Yield or APY Minimum Deposit to Open Minimum Balance to Obtain APY
18 Month Variable* 0.088% 0.088% $100.00 $100.00
18 Month Fixed 0.500% 0.500% $1000.00 $1000.00
30 Month Fixed 0.750% 0.750% $1000.00 $1000.00

Annual Percentage Yield assumes principal and interest remain on deposit for one year at the same interest rate. Fees could reduce earnings. *Interest rates for the above accounts may change after account is opened.

Substantial penalty for early withdrawal
Rates are valid as of: 2-28-2017

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