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Mortgage and Real Estate Loan Disclosure

Reelfoot Bank does not provide for electronic submission of your application.  Call Reelfoot Bank at 731-885-1010 to set up an appointment or bring your completed application and required disclosures to any Reelfoot Bank location.  

Electronic Notices and Disclosure and Consent

This Electronic Notices Disclosure and Consent (“Consent”) contains important information about how we will deliver to you disclosures and notices required by applicable law relating to your interest in a Reelfoot Bank loan and related services.  Such notices include loan application disclosures and all communications about your application and request for related services.  We will call any such disclosures and all other such communications with you a “Notice.”

This is your copy of the Consent.  Please read it carefully and print and retain a copy for your records. You may also obtain a paper copy of the Consent and loan application disclosures free of charge by contacting Reelfoot Bank at 731-885-1010.

Consent to Electronic Notices:  In order to continue, we need your consent.  By clicking on the “I agree” button below, you agree to receive, and acknowledge that you can access, receive and retain, all Notices electronically, whether sent by e-mail or other electronic means.  You further acknowledge that by accessing the Reelfoot Bank website, you satisfy the hardware and software requirements described below.  Accordingly, you acknowledge that you reasonably demonstrate that you can access, receive and retain notices electronically, regardless of whether a Notice is posted on reelfootbank.com, or is sent to you by e-mail or other electronic means.  The decision to do business electronically is yours.  

You agree to notify us promptly if your mailing address, e-mail address or other information changes by calling us at 731-885-1010, or writing us at Reelfoot Bank, P O Box 308, Union City TN 38281.

Hardware and Software Requirements for access of electronic information

  • In order to access, view, receive and retain Notices electronically, you must have the following minimum computer hardware and software requirements.
    The latest SSL security, initiating a secure web server connection between your computer and our web server.  To help ensure that information remains protected, we require you to have a browser that supports 128-bit encryption.  You can download one free from www.netscape.com or www.microsoft.com ;
  • Test your browser strength by clicking here.
  • Access to the Internet through an Internet or other service provider;
  • An e-mail account and e-mail software capable of interfacing with reelfootbank.com, such as AOL Mail SM, MSN Hotmail or Yahoo!® Mail;
  • A personal computer, operating system and all necessary telephone lines, Internet or other connections and equipment capable of supporting the foregoing, including any Internet-enabled wireless devices, such as personal digital assistants and cellular telephones you may use to access reelfootbank.com and;
  • Sufficient electronic storage capacity on your computer’s hard drive or other data storage unit, or a printer that is capable of printing from your Internet web browser and e-mail software.

Withdrawal of Consent to Electronic Notices: If you consent to receive Notices electronically, you can withdraw your consent at any time by calling us at 731-885-1010, or writing to us at Reelfoot Bank, P O Box 308, Union City TN 38281.  You will not be charged a separate fee if you choose to withdraw your consent; however, your access to, and use of reelfootbank.com to receive Notices, will automatically be terminated.  Termination of the Consent will not affect the legal effect of any Notice, electronic or otherwise, before the Consent is terminated.
 

DO NOT CONTINUE UNTIL YOU CAREFULLY READ THIS DISCLOSURE AND CONSENT AND UNDERSTAND ITS CONTENT.