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Current Rates

Checking Accounts

Rates are valid as of: 5-13-2015

Account Type Interest Rate *Annual Percentage Yield Method of Compounding Minimum Deposit to Open Minimum Balance to Obtain APY
50+ Checking With Interest 0.15% 0.15% Monthly $50.00 $0.01
VIP Checking With Interest 0.15% 0.15% Monthly $50.00 $0.01
High Interest Checking:          
($0.01 to $1499.99 0.15% 0.15% Monthly $50.00 $0.01
$1500 and above 0.30% 0.30% Monthly $50.00 $1500.00
Health Savings 0.35% 0.35% Monthly $50.00 $0.01

Annual Percent Yield assumes principal and interest remain on deposit for one year at the same interest rate. Fees may reduce earnings. Interest rates for the above accounts may change after the account is opened. Interest is earned on all balances.

Savings Accounts

Rates are valid as of: 5-13-2015

Account Type Interest Rate *Annual Percentage Yield Method of Compounding Minimum Deposit to Open Minimum Balance to Obtain APY
Regular Savings Account 0.35% 0.35% Quarterly $100.00 $0.01
Christmas Club Account 0.50% 0.50% Paid at Maturity $5.00 $0.01
Money Market Account (Business Only)          
Tier 1 ($2500.00 and up) 0.30% 0.30% Monthly $2500.00 $2500.00
Tier 2 ($1000.00-$2499.99) 0.15% 0.15% Monthly   $1000.00

Annual Percent Yield assumes principal and interest remain on deposit for one year at the same interest rate. Fees could reduce earnings. Interest rates for the above accounts may change after the account is opened.

CDs & IRAs

Choose the Certificate of Deposit that best meets your savings goals. You may choose Single Maturity or Automatically Renewable. Interest compounded quarterly.

Certificate Term Interest Rate Annual Percentage Yield or APY Minimum Deposit to Open Minimum Balance to Obtain APY
6 Months 0.300% 0.300% $2,500.00 $2,500.00
12 Months 0.400% 0.400% $1,000.00 $1,000.00
18 Months 0.500% 0.500% $1,000.00 $1,000.00
24 Months 0.600% 0.600% $1,000.00 $1,000.00
30 Months 0.750% 0.750% $1,000.00 $1,000.00
36 Months 0.850% 0.850% $1,000.00 $1,000.00
48 Months 1.050% 1.060% $1,000.00 $1,000.00
60 Months 1.120% 1.130% $1,000.00 $1,000.00

Substantial penalty for early withdrawal. Fees may reduce earnings.
Rates are valid as of: 5-13-15

Individual Retirement Accounts (IRAs)

An IRA (INDIVIDUAL RETIREMENT ACCOUNT) is an account set up at a financial institution that allows an individual to save for retirement with tax-free growth or on a tax-deferred basis. There are two main types of IRAs, Traditional and Roth, each with different advantages.

Certificate Term Interest Rate Annual Percentage Yield or APY Minimum Deposit to Open Minimum Balance to Obtain APY
18 Month Variable* 0.088% 0.088% $100.00 $100.00
18 Month Fixed 0.500% 0.500% $1,000.00 $1,000.00
30 Month Fixed 0.750% 0.750% $1,000.00 $1,000.00

Substantial penalty for early withdrawal
Rates are valid as of: 5-13-2015

Annual Percentage Yield assumes principal and interest remain on deposit for one year at the same interest rate. Fees may reduce earnings. *Interest rates for the above accounts may change after account is opened.

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