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CDs & IRAs

Choose the Certificate of Deposit that best meets your savings goals. You may choose Single Maturity or Automatically Renewable. Interest compounded only at maturity.

Certificate Term Interest Rate Annual Percentage Yield or APY Minimum Deposit Minimum Balance to Obtain APY
1 Month 0.150% 0.150% $2,500.00 $2,500.00
2 Months 0.200% 0.200% $2,500.00 $2,500.00
3 Months 0.250% 0.250% $2,500.00 $2,500.00
6 Months 0.300% 0.300% $2,500.00 $2,500.00
12 Months 0.400% 0.400% $1,000.00 $1,000.00
18 Months 0.500% 0.500% $1,000.00 $1,000.00
24 Months 0.600% 0.600% $1,000.00 $1,000.00
30 Months 0.750% 0.750% $1,000.00 $1,000.00
36 Months 0.850% 0.850% $1,000.00 $1,000.00
48 Months 1.050% 1.060% $1,000.00 $1,000.00
60 Months 1.120% 1.130% $1,000.00 $1,000.00

Substantial penalty for early withdrawal
Rates are valid as of: 03-26-14

Individual Retirement Accounts (IRAs)

An IRA (INDIVIDUAL RETIREMENT ACCOUNT) is a savings plan for wage earners under 70 ½ years of age. Consult your tax advisor or accountant as IRA contributions may be tax deductible. We offer both TRADITIONAL and ROTH IRA's at various rates and maturities. 

We offer three special rates for IRA's as follows:

Certificate Term Interest Rate Annual Percentage Yield or APY Minimum Deposit Minimum Balance to Obtain APY
18 Month Variable 0.070% 0.070% $100.00 $100.00
18 Month Fixed 0.500% 0.500% $1000.00 $1000.00
30 Month Fixed 0.750% 0.750% $1000.00 $1000.00

Substantial penalty for early withdrawal
Rates are valid as of: 03-26-2014