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Bank Bucks
CDs & IRAs

Certificates of Deposit (CDs)

Choose the Certificate of Deposit that best meets your savings goals. You may choose Single Maturity or Automatically Renewable. Interest compounded only at maturity.

Certificate Term   Interest Rate Annual Percentage Yield or APY Minimum Deposit
1 Month
0.350% 0.350% $2,500.00
2 Months
0.450% 0.450% $2,500.00
3 Months
0.950% 0.950% $2,500.00
6 Months
1.150% 1.150% $2,500.00
12 Months
1.350% 1.350% $1,000.00
18 Months
1.550% 1.560% $1,000.00
24 Months
1.750% 1.760% $1,000.00
30 Months
2.200% 2.220% $1,000.00
36 Months
2.250% 2.270% $1,000.00
48 Months
2.400% 2.420% $1,000.00
60 Months
2.500% 2.520% $1,000.00

Substantial penalty for early withdrawal
Rates are valid as of: 05-04-10

Individual Retirement Accounts (IRAs)

An IRA (INDIVIDUAL RETIREMENT ACCOUNT) is a savings plan for wage earners under 70 ½ years of age. Consult your tax advisor or accountant as IRA contributions may be tax deductible. We offer both TRADITIONAL and ROTH IRA's at various rates and maturities. We offer two special rates for IRA's as follows:

Certificate Term   Interest Rate Annual Percentage Yield or APY Minimum Deposit
18 Month Variable
0.237% 0.240% $100.00
18 Month Fixed
1.900% 1.910% $100.00
30 Month Variable
0.237% 0.240% $1000.00
30 Month Fixed
2.200% 2.220% $1000.00

Substantial penalty for early withdrawal
Rates are valid as of: 05-04-10