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Reelfoot Bank News:July 30, 2010

ASK ABOUT HOW YOU CAN RECEIVE REELFOOT BANK BUCKS!

Open a Checking account at any Reelfoot Bank location
and receive $10 in Reelfoot Bank Bucks
redeemable at any of the following participating businesses!!!!!

Already a Customer…..No Problem!!! Refer a
Friend to open a Checking account at
Reelfoot Bank and receive $10 in Reelfoot Bank Bucks.


Participating Locations:

Calla Lilly
705 E Reelfoot Ave.
Union City, TN 38261
Five Seasons Men’s Shop
627 E Reelfoot Ave.
Union City, TN 38261
E W James and Sons Inc.
Martin Store
144 University Plaza
Martin, TN 38237
Steve’s Jewelers
206 E Reelfoot Ave.
Union City, TN 38261
Nature’s Herb
1700 W Reelfoot Ave.
Union City, TN 38261
E W James and Sons Inc.
Dresden Store
HWY 22
Dresden, TN 38225
La Cabana
305 Lindell Street
Martin, TN 38237
Pic Pac
450 Mears St.
Fulton, KY 42041
E W James and Sons Inc.
Union City Store and Pharmacy
705 E Reelfoot Ave.
Union City, TN 38261
Legacy Restaurant
705 E Reelfoot Ave.
Union City, TN 38261
Suedell’s
212 South First St.,
Union City, TN 38261
E W James and Sons Inc.
Troy Store
Hwy 51
Troy, TN 38260
Want your Business Here??
Call 731-885-1010
Murphy’s Oil
1403 Middle Road
Fulton KY 42041
Want your Business Here??
Call 731-885-1010


Check out more Reelfoot Bank News on our Bank News page of the website under Contact Us!

Upcoming Bounce (Overdraft) Protection Changes!!!!

To ensure payment of ATM and everyday (non-recurring) Debit card transactions………..You need to Know. The Choice is Yours.

A new government regulation may impact the way you use your debit card. As of August 15, 2010*, we can no longer provide automatic Bounce Protection service on your everyday (non-recurring) debit card purchases and ATM transactions. That means if you use your debit card or an ATM and there is not enough money in your account or if your deposit has not yet cleared, your card will be denied. If you want to keep this service available to you in case of emergencies, you will need to specifically request that Bounce Protection be continued on your account. You should have received an A-9 Form by mail. If you have not already contacted us with your opt-in request, you may choose one of the following options to opt-in:
  • By phone at 731-885-1010

  • Go to the CONTACT US , and fill out the Information Request Form

  • Bring your A-9 form to any of our 7 convenient locations.

  • Send your A-9 form to us by mail.

*The effective date of the change is August 15, 2010 for accounts opened before July 1, 2010. For accounts opened after July 1, 2010 the effective date of the change is July 1, 2010. Beginning August 15, 2010, we will not authorize and pay overdrafts on ATM and everyday (non-recurring) debit card transactions without account holder consent. An Overdraft Paid charge or Return Item Check charge of up to $27.00 will be charged for covering overdrafts that result in a negative balance at the end of the day. Additionally, you will be assessed a continuous Daily Overdraft fee of $5 each day after the third consecutive calendar day of the overdraft. Overdrafts may be created by check, ACH, online banking transactions, phone transactions or other electronic means. Recurring debit card transactions (payments that are set up to bill and pay automatically), such as an automatic draft from your health club or insurance company, may continue to be covered by your overdraft service. Once an overdraft has occurred you are required to bring your account to a positive balance within 30 days. We reserve the right not to pay if your account is not in good standing. Contact us if you have any questions.

Check out more Reelfoot Bank News on our Bank News page of the website under Contact Us!

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